Plan Ledger DOL Form 5500 · updated monthly

Opportunity Foundation of Central Oregon401(k)

OPPORTUNITY FOUNDATION OF CENTRAL OREGON RETIREMENT PLAN · REDMOND, OR · plan year 2023

Reported admin expense ratio · 2023
0.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Opportunity Foundation of Central Oregon reported $16,516 in plan administrative expenses for 2023: 0.68% of average plan assets, above the peer median. Employer contributions averaged $590 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.50% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Oregon (873rd of 1,021), and 2,744th of 3,341 in other services. In 2023, employees put in $1.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,602,854
Participants with balances97
Active participants182
Employer contributions$107,304
Employee contributions$173,705
Employer contribution per active participant$590
Average account balance$26,834
Benefits paid to participants$265,376
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$2.6M · 97 accts · $107K emplr
2022$2.2M · 102 accts · $141K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$16,516
Total administrative$16,516
The Opportunity Foundation of Central Oregon 401(k) match · 2023
Employer contribution per active participant$590
Median for plans this size$1,308
2023$590 per active participant
2022$719 per active participant

Opportunity Foundation of Central Oregon's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
EDWARD JONES & CO · Investment advisory (plan)$9,526
INDEPENDENT RETIREMENT CONSULTING · Contract administrator$1,425
GREAT-WEST LIFE & ANNUITY INSURANCE$900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$16,516 · 0.68%
2022$12,013 · 0.50%
Same employer
Similar plansOther Services · Oregon
The High Desert Museum OR$2.1M · 0.03%
L&F Enterprises OR$1.9M · 0.06%
Washman LLC OR$1.7M · 1.00%
On Track, Inc OR$1.6M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930576732 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.