Plan Ledger DOL Form 5500 · updated monthly

Opportunity Builders, Inc.403(b)

OPPORTUNITY BUILDERS INC. 403(B) TAX DEFERRED ANNUITY PLAN · MILLERSVILLE, MD · plan year 2022

Reported admin expense ratio · 2022
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Opportunity Builders, Inc. reported $1,051 in plan administrative expenses for 2022: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $580 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Maryland (1,566th of 1,671), and 10,513th of 11,911 in health care & social assistance. In 2022, employees put in $1.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,443,447
Participants with balances108
Active participants62
Employer contributions$35,946
Employee contributions$47,789
Employer contribution per active participant$580
Average account balance$13,365
Benefits paid to participants$1,242,972
Plan auditUnmodified (clean) audit opinion
AuditorMULLEN, SONDBERG, WIMBISH & STONE
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$1,051
Total administrative$1,051
Employer contributions to the Opportunity Builders, Inc. plan · 2022
Employer contribution per active participant$580
Median for plans this size$1,114

Opportunity Builders, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$1,051 · 0.05%
Similar plansHealth Care & Social Assistance · Maryland
Total Care Services Inc MD$1.5M · 1.36%
Hope Health Systems Inc. MD$1.4M · 0.94%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520743369 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.