Opportunities for Otsego, Inc.403(b)
OPPORTUNITIES FOR OTSEGO, INC. 403(B) PLAN · ONEONTA, NY · plan year 2022
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Opportunities for Otsego, Inc. reported $950 in plan administrative expenses for 2022: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $470 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,894th of 5,648), and 9,235th of 11,911 in health care & social assistance. In 2022, employees put in $2.54 for every $1.00 the employer contributed.
Opportunities for Otsego, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
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Source: U.S. Department of Labor, Form 5500 series, EIN 166066346 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.