Plan Ledger DOL Form 5500 · updated monthly

Northpointe Council, Inc.401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTHPOINTE COUNCIL, INC. · NIAGARA FALLS, NY · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Northpointe Council, Inc. reported $1,603 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,264 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,900th of 5,648), and 9,250th of 11,911 in health care & social assistance. In 2024, the employer put in $1.26 for every $1.00 employees contributed themselves; active participation has shrunk from 106 to 87 since 2022.

Plan summary
Net assets, end of year$3,015,959
Participants with balances119
Active participants87
Employer contributions$196,969
Employee contributions$156,175
Employer contribution per active participant$2,264
Average account balance$25,344
Benefits paid to participants$226,057
Plan auditUnmodified (clean) audit opinion
AuditorEFPR GROUP
Plan history3
Yearassets · accounts · employer contribution
2024$3.0M · 119 accts · $197K emplr
2023$2.6M · 132 accts · $163K emplr
2022$2.1M · 129 accts · $150K emplr
The Northpointe Council, Inc. 401(k) match · 2024
Employer contribution per active participant$2,264
Median for plans this size$1,313
2024$2,264 per active participant
2023$1,812 per active participant
2022$1,413 per active participant

Northpointe Council, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$2,017

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,603 · 0.06%
2023$788 · 0.03%
2022$1,141 · 0.05%
Similar plansHealth Care & Social Assistance · New York
Wheel Chair Home, Inc. NY$3.0M · 0.93%

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Source: U.S. Department of Labor, Form 5500 series, EIN 160975994 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.