Plan Ledger DOL Form 5500 · updated monthly

Oneonta Trading Corporation401(k)

CUSTONE 401(K) PLAN · WENATCHEE, WA · plan year 2023

Reported admin expense ratio · 2023
0.40%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Oneonta Trading Corporation reported $75,003 in plan administrative expenses for 2023: 0.40% of average plan assets, above the peer median. Employer contributions averaged $838 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.365%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 705th-largest of 1,714 plans among Washington employers on file, and the 254th of 945 in agriculture, forestry & fishing. In 2023, employees put in $1.97 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,434,684
Participants with balances407
Active participants585
Employer contributions$490,085
Employee contributions$967,200
Employer contribution per active participant$838
Average account balance$47,751
Benefits paid to participants$3,889,803
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.1M · 363 accts · $326K emplr
2023$19.4M · 407 accts · $490K emplr
2022$18.5M · 399 accts · $487K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$22,830
Investment management$52,173
Total administrative$75,003
The Oneonta Trading Corporation 401(k) match · 2023
Employer contribution per active participant$838
Median for plans this size$2,440
2024$242 per active participant
2023$838 per active participant
2022$836 per active participant

Oneonta Trading Corporation's 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
BENSLER LLC DBA SCS · Investment advisory (plan)$37,660
EMPOWER ADVISORY GROUP, LLC · Investment management$14,513

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$64,912 · 0.37%
2023$75,003 · 0.40%
2022$78,268 · 0.37%
Similar plansAgriculture, Forestry & Fishing · Washington
Ritzville Warehouse Company WA$26.8M · 0.22%
Vaagen Bros Lumber Inc WA$22.9M · 0.38%
Allan Bros, Inc. WA$22.3M · 0.39%
Wyckoff Farms, Inc. WA$19.8M · 0.38%
Aero-Flite, Inc. WA$18.6M · 0.03%
Rch Fruit Co., Inc. WA$14.0M · 0.03%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 910348108 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.