Plan Ledger DOL Form 5500 · updated monthly

Old Dominion Freight Line, Inc.ESOP

OLD DOMINION 401(K) RETIREMENT PLAN · THOMASVILLE, NC · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Old Dominion Freight Line, Inc. reported $1,574,495 in plan administrative expenses for 2025: 0.06% of average plan assets, above the peer median. Employer contributions averaged $4,562 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.06%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 18th-largest of 2,005 plans among North Carolina employers on file, and the 13th of 2,677 in transportation & warehousing. In 2025, employees put in $1.45 for every $1.00 the employer contributed; active participation has shrunk from 24,399 to 21,381 since 2022.

Plan summary
Net assets, end of year$2,599,017,843
Participants with balances23,671
Active participants21,381
Employer contributions$97,545,635
Employee contributions$141,563,608
Employer contribution per active participant$4,562
Average account balance$109,798
Benefits paid to participants$265,038,166
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$2.6B · 23,671 accts · $97.5M emplr
2024$2.4B · 25,019 accts · $112.3M emplr
2023$2.3B · 25,052 accts · $119.4M emplr
2022$1.8B · 26,874 accts · $135.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,004,740
Investment management$569,016
Total administrative$1,574,495
Employer contributions to the Old Dominion Freight Line, Inc. plan · 2025
Employer contribution per active participant$4,562
Median for plans this size$5,084
2025$4,562 per active participant
2024$4,946 per active participant
2023$5,139 per active participant
2022$5,541 per active participant

Old Dominion Freight Line, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
EMPOWER ANNUITY INSURANCE COMPANY O · Recordkeeping · Loan processing$1,004,740
EMPOWER ADVISORY GROUP, LLC · Investment advisory (participants) · Investment management$2,280,666
STIFEL, NICOLAUS & COMPANY, INCORPO$32,695
CHARLES SCHWAB & CO., INC. · Securities brokerage$739

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,574,495 · 0.06%
2024$1,552,458 · 0.07%
2023$1,449,129 · 0.07%
2022$1,647,095 · 0.09%
Same employer
Similar plansTransportation & Warehousing · North Carolina
Bnsf Railway Company TX$4.8B · 0.00%
Ryder System, Inc. GA$2.7B · 0.05%
Netjets Aviation, Inc. OH$2.5B · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 560751714 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.