Plan Ledger DOL Form 5500 · updated monthly

Oklahoma's Credit Union401(k)

OKLAHOMA'S CREDIT UNION 401K PLAN AND TRUST · OKLAHOMA CITY, OK · plan year 2025

Reported admin expense ratio · 2025
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Oklahoma's Credit Union reported $48,159 in plan administrative expenses for 2025: 0.25% of average plan assets, below the peer median. Employer contributions averaged $4,822 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.30% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 246th-largest of 724 plans among Oklahoma employers on file, and 3,001st of 4,798 in finance & insurance. In 2025, the employer put in $1.11 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$20,622,648
Participants with balances144
Active participants159
Employer contributions$766,726
Employee contributions$691,068
Employer contribution per active participant$4,822
Average account balance$143,213
Benefits paid to participants$855,786
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$20.6M · 144 accts · $767K emplr
2024$17.2M · 136 accts · $774K emplr
2023$14.4M · 131 accts · $755K emplr
2022$12.3M · 140 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$48,159
Total administrative$48,159
The Oklahoma's Credit Union 401(k) match · 2025
Employer contribution per active participant$4,822
Median for plans this size$2,666
2025$4,822 per active participant
2024$5,454 per active participant
2023$5,068 per active participant
2022$8,165 per active participant

Oklahoma's Credit Union's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$111,815

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$48,159 · 0.25%
2024$42,204 · 0.27%
2023$37,400 · 0.28%
2022$40,440 · 0.30%
Same employer
Similar plansFinance & Insurance · Oklahoma
American Heritage Bank OK$22.4M · 0.09%
Vision Bank OK$21.8M · 0.48%
Gaming Capital Group LLC OK$21.6M · 0.39%
Firstar Financial Corp. OK$18.9M · 0.07%
First Oklahoma Bank OK$17.8M · 0.56%
The Bank, N.A. OK$17.0M · 0.01%
First Bank & Trust Co OK$16.7M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 736093655 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.