Plan Ledger DOL Form 5500 · updated monthly

Firstar Financial Corp.401(k)

FIRSTAR FINANCIAL CORP 401(K) PLAN · TULSA, OK · plan year 2023

Reported admin expense ratio · 2023
0.07%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Firstar Financial Corp. reported $11,697 in plan administrative expenses for 2023: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,779 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is the 262nd-largest of 724 plans among Oklahoma employers on file, and 3,158th of 4,798 in finance & insurance. In 2023, employees put in $1.43 for every $1.00 the employer contributed; active participation has grown from 143 to 205 since 2022.

Plan summary
Net assets, end of year$18,878,285
Participants with balances205
Active participants205
Employer contributions$569,634
Employee contributions$813,806
Employer contribution per active participant$2,779
Average account balance$92,089
Benefits paid to participants$1,201,393
Plan auditUnmodified (clean) audit opinion
AuditorLANDMARK PLC, CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$17.2M · 167 accts · $632K emplr
2023$18.9M · 205 accts · $570K emplr
2022$15.8M · 205 accts · $545K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,400
Investment management$3,397
Total administrative$11,697
The Firstar Financial Corp. 401(k) match · 2023
Employer contribution per active participant$2,779
Median for plans this size$2,440
2024$2,811 per active participant
2023$2,779 per active participant
2022$3,810 per active participant

Firstar Financial Corp.'s 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$13,037 · 0.07%
2023$11,697 · 0.07%
2022$9,287 · 0.05%
Similar plansFinance & Insurance · Oklahoma
American Heritage Bank OK$22.4M · 0.09%
Vision Bank OK$21.8M · 0.48%
Gaming Capital Group LLC OK$21.6M · 0.39%
Oklahoma's Credit Union OK$20.6M · 0.25%
First Oklahoma Bank OK$17.8M · 0.56%
The Bank, N.A. OK$17.0M · 0.01%
First Bank & Trust Co OK$16.7M · 0.25%
Regent Bank OK$16.3M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 731599721 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.