Plan Ledger DOL Form 5500 · updated monthly

Oakland Paper & Supply, Inc.401(k)

COGENT SOLUTIONS AND SUPPLIES 401(K) PROFIT SHARING PLAN · RICHMOND, CA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Oakland Paper & Supply, Inc. reported $57,221 in plan administrative expenses for 2024: 0.33% of average plan assets, above the peer median. Employer contributions averaged $730 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.13% to 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 3,933rd-largest of 9,483 plans among California employers on file, and the 2,090th of 4,246 in wholesale trade. In 2024, employees put in $8.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,829,609
Participants with balances162
Active participants141
Employer contributions$102,876
Employee contributions$848,463
Employer contribution per active participant$730
Average account balance$110,059
Benefits paid to participants$1,768,815
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.8M · 162 accts · $103K emplr
2023$16.4M · 183 accts · $103K emplr
2022$14.6M · 179 accts · $95K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,689
Total administrative$57,221
The Oakland Paper & Supply, Inc. 401(k) match · 2024
Employer contribution per active participant$730
Median for plans this size$2,416
2024$730 per active participant
2023$675 per active participant
2022$662 per active participant

Oakland Paper & Supply, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$25,282
CALIFORNIA RETIREMENT PLANS · Contract administrator$10,721

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$57,221 · 0.33%
2023$11,775 · 0.08%
2022$20,709 · 0.13%
Same employer
Similar plansWholesale Trade · California
Calico Brands, Inc. CA$18.0M · 0.47%
Pacific Cheese Co., Inc. CA$17.9M · 0.38%
Breville USA, Inc. CA$17.8M · 0.53%
Dohan Inc. CA$17.8M · 0.04%
Gold Star Foods CA$17.6M · 0.96%
Feit Electric Company, Inc. CA$17.3M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943069449 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.