Plan Ledger DOL Form 5500 · updated monthly

Oak Harbor Freight Lines, Inc.401(k)

OAK HARBOR FREIGHT LINES, INC. 401(K) PLAN AND TRUST · AUBURN, WA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Oak Harbor Freight Lines, Inc. reported $233,428 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $2,369 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 159th-largest of 1,714 plans among Washington employers on file, and the 220th of 2,677 in transportation & warehousing. In 2024, employees put in $1.82 for every $1.00 the employer contributed; active participation has grown from 1,727 to 2,012 since 2022.

Plan summary
Net assets, end of year$112,055,390
Participants with balances2,029
Active participants2,012
Employer contributions$4,767,272
Employee contributions$8,699,644
Employer contribution per active participant$2,369
Average account balance$55,227
Benefits paid to participants$11,535,155
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$112.1M · 2,029 accts · $4.8M emplr
2023$95.8M · 1,836 accts · $4.1M emplr
2022$79.5M · 1,821 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$194,912
Trustee / custodial$38,516
Total administrative$233,428
The Oak Harbor Freight Lines, Inc. 401(k) match · 2024
Employer contribution per active participant$2,369
Median for plans this size$3,635
2024$2,369 per active participant
2023$2,188 per active participant
2022$1,583 per active participant

Oak Harbor Freight Lines, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NW INVESTMENT CONSULTING DBA NWPS · Recordkeeping · Consulting$194,912
CHARLES SCHWAB TRUST BANK · Trustee$38,516

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$233,428 · 0.22%
2023$222,100 · 0.25%
2022$180,518 · 0.20%
Same employer
Similar plansTransportation & Warehousing · Washington
Horizon Air Industries, Inc. WA$631.1M · 0.04%
Carrix, Inc. WA$362.2M · 0.04%
Princess Cruise Lines, LTD. WA$352.6M · 0.08%
Aaa Washington WA$86.9M · 0.04%
Tidewater Barge Lines, Inc. WA$74.3M · 0.04%
Auto Warehousing Company WA$54.5M · 0.04%
Radiant Logistics, Inc. WA$54.4M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910909217 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.