Plan Ledger DOL Form 5500 · updated monthly

Board of Trustees, Pacific Coast Benefits Trust FundMoney purchase plan

PACIFIC COAST BENEFITS TRUST FUND · SEATTLE, WA · plan year 2024

Reported admin expense ratio · 2024
0.56%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Board of Trustees, Pacific Coast Benefits Trust Fund reported $4,543,174 in plan administrative expenses for 2024: 0.56% of average plan assets, higher than ~90% of peers. Employer contributions averaged $642 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.560%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 33rd-largest of 1,714 plans among Washington employers on file, and the 51st of 2,677 in transportation & warehousing. active participation has shrunk from 55,426 to 49,438 since 2022.

Plan summary
Net assets, end of year$837,805,743
Participants with balances176,003
Active participants49,438
Employer contributions$31,738,163
Employee contributions—
Employer contribution per active participant$642
Average account balance$4,760
Benefits paid to participants$46,074,435
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$837.8M · 176,003 accts · $31.7M emplr
2023$783.7M · $30.0M emplr
2022$730.6M · 170,750 accts · $31.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,443,769
Investment management$1,427,857
Audit (IQPA)$23,500
Trustee / custodial$167,003
Total administrative$4,543,174
Employer contributions to the Board of Trustees, Pacific Coast Benefits Trust Fund plan · 2024
Employer contribution per active participant$642
Median for plans this size$4,294
2024$642 per active participant
2023$603 per active participant
2022$562 per active participant

Board of Trustees, Pacific Coast Benefits Trust Fund's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
NORTHWEST ADMINISTRATORS INC · Accounting / audit · Contract administrator$2,655,920
WASHINGTON CAPITAL MANAGEMENT, INC · Investment management$793,091
ALLSPRING GLOBAL INVESTMENTS · Investment management$304,769
WILMINGTON TRUST, NA · Custodial (securities) · Investment management$167,003
ALAN BILLER & ASSOCIATES · Investment advisory (plan)$97,733
ABRACADABRA$89,278
WELLS FARGO BANK · Other services$30,629
REID MCCARTHY BALLEW & LEAHY · Trustee$28,471
MILLER KAPLAN ARASE LLP · Accounting / audit$23,500
BLACKROCK INSTITUTIONAL TRUST CO · Trustee · Trustee (discretionary)$20,113
ANNUITIES WEST, INC. · Pension consulting$2,600
PROPEL INSURANCE · Insurance brokerindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,543,174 · 0.56%
2023$4,557,744 · 0.60%
2022$3,982,085 · 0.56%
Similar plansTransportation & Warehousing · Washington
Horizon Air Industries, Inc. WA$631.1M · 0.04%
Carrix, Inc. WA$362.2M · 0.04%
Princess Cruise Lines, LTD. WA$352.6M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911032878 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.