Plan Ledger DOL Form 5500 · updated monthly

O'Reilly Automotive, Inc.401(k)

O'REILLY AUTOMOTIVE, INC. PROFIT SHARING AND SAVINGS PLAN · SPRINGFIELD, MO · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

O'Reilly Automotive, Inc. reported $3,143,166 in plan administrative expenses for 2024: 0.18% of average plan assets, higher than ~90% of peers. Employer contributions averaged $646 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.18%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other retail trade employers. By assets it is the 15th-largest of 1,393 plans among Missouri employers on file, and the 36th of 5,215 in retail trade. In 2024, employees put in $2.58 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,865,599,841
Participants with balances70,527
Active participants80,513
Employer contributions$52,042,714
Employee contributions$134,327,298
Employer contribution per active participant$646
Average account balance$26,452
Benefits paid to participants$208,761,672
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.9B · 70,527 accts · $52.0M emplr
2023$1.6B · 67,371 accts · $87.3M emplr
2022$1.4B · 56,430 accts · $32.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,871,627
Investment management$179,488
Total administrative$3,143,166
The O'Reilly Automotive, Inc. 401(k) match · 2024
Employer contribution per active participant$646
Median for plans this size$5,259
2024$646 per active participant
2023$1,141 per active participant
2022$437 per active participant

O'Reilly Automotive, Inc.'s 2024 employer contribution ran below the $5,259 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,871,343
FINANCIAL ENGINES · Investment advisory (plan)$179,488
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$92,049

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$3,143,166 · 0.18%
2023$2,856,073 · 0.19%
2022$1,971,629 · 0.14%
Same employer
Similar plansRetail Trade · Missouri
Aldi Inc. IL$2.1B · 0.11%
Ebay Inc. CA$2.0B · 0.01%
Nutrien US LLC CO$2.0B · 0.09%
Carmax, Inc. VA$1.8B · 0.06%
Meijer, Inc. MI$1.6B
Staples, Inc. MA$1.5B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274358837 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.