Plan Ledger DOL Form 5500 · updated monthly

Obriens Market, Inc.401(k)

O'BRIEN'S MARKET, INC. 401(K) PROFIT SHARING PLAN · RIVERBANK, CA · plan year 2022

Reported admin expense ratio · 2022
0.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Obriens Market, Inc. reported $32,267 in plan administrative expenses for 2022: 0.68% of average plan assets, above the peer median. Employer contributions averaged $414 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.68% to 0.93%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (7,275th of 9,483), and 3,964th of 5,215 in retail trade. In 2022, employees put in $2.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,298,721
Participants with balances149
Active participants99
Employer contributions$41,000
Employee contributions$96,677
Employer contribution per active participant$414
Average account balance$28,850
Benefits paid to participants$161,051
Plan auditUnmodified (clean) audit opinion
AuditorLEE CPA GROUP
Plan history4
Yearassets · accounts · employer contribution
2025$2.5M · 148 accts · $24K emplr
2024$3.6M · 149 accts · $41K emplr
2023$3.9M · 157 accts · $42K emplr
2022$4.3M · 149 accts · $41K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$32,267
Total administrative$32,267
The Obriens Market, Inc. 401(k) match · 2022
Employer contribution per active participant$414
Median for plans this size$1,114
2025$327 per active participant
2024$552 per active participant
2023$443 per active participant
2022$414 per active participant

Obriens Market, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$28,393 · 0.93%
2024$37,571 · 1.00%
2023$42,580 · 1.04%
2022$32,267 · 0.68%
Similar plansRetail Trade · California
Omaze, Inc. CA$4.4M · 0.05%
Books Inc. CA$4.4M · 0.29%
Shift Technologies, Inc. CA$4.3M · 0.65%
Shemran Inc CA$4.2M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942479762 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.