Plan Ledger DOL Form 5500 · updated monthly

Gold Coast Baking Company, Inc.401(k)

GOLD COAST BAKING COMPANY, INC. 401(K) PROFIT SHARING PLAN · SANTA ANA, CA · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Gold Coast Baking Company, Inc. reported $26,378 in plan administrative expenses for 2024: 0.61% of average plan assets, above the peer median. Employer contributions averaged $165 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.92% to 0.61%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (7,236th of 9,483), and 3,943rd of 5,215 in retail trade. In 2024, employees put in $6.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,381,036
Participants with balances101
Active participants313
Employer contributions$51,556
Employee contributions$311,495
Employer contribution per active participant$165
Average account balance$43,377
Benefits paid to participants$643,656
Plan auditUnmodified (clean) audit opinion
AuditorLMHS P.C.
Plan history2
Yearassets · accounts · employer contribution
2024$4.4M · 101 accts · $52K emplr
2022$3.5M · 72 accts · $490 emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,378
Total administrative$26,378
The Gold Coast Baking Company, Inc. 401(k) match · 2024
Employer contribution per active participant$165
Median for plans this size$1,313
2024$165 per active participant
2022$6 per active participant

Gold Coast Baking Company, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$26,378

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$26,378 · 0.61%
2022$35,345 · 0.92%
Similar plansRetail Trade · California
Orw USA, Inc. CA$4.5M · 0.28%
Keller Motors CA$4.5M · 0.09%
Headlands Ventures LLC CA$4.4M · 0.46%
Omaze, Inc. CA$4.4M · 0.05%
Books Inc. CA$4.4M · 0.29%
Obriens Market, Inc. CA$4.3M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 542099314 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.