Plan Ledger DOL Form 5500 · updated monthly

Northern Tier Counseling, Inc403(b)

NORTHERN TIER COUNSELING, INC. TAX DEFERRED ANNUITY PLAN · TOWANDA, PA · plan year 2024

Reported admin expense ratio · 2024
0.75%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Northern Tier Counseling, Inc reported $14,525 in plan administrative expenses for 2024: 0.75% of average plan assets, above the peer median. Employer contributions averaged $1,634 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.23% to 0.75%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (3,328th of 3,651), and 9,958th of 11,911 in health care & social assistance. In 2024, employees put in $1.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,115,338
Participants with balances117
Active participants104
Employer contributions$169,921
Employee contributions$214,446
Employer contribution per active participant$1,634
Average account balance$18,080
Benefits paid to participants$233,282
Plan auditUnmodified (clean) audit opinion
AuditorROBERT ROSSI & CO.
Plan history2
Yearassets · accounts · employer contribution
2024$2.1M · 117 accts · $170K emplr
2023$1.7M · 108 accts · $99K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,156
Investment management$369
Total administrative$14,525
The Northern Tier Counseling, Inc 401(k) match · 2024
Employer contribution per active participant$1,634
Median for plans this size$1,313
2024$1,634 per active participant
2023$1,068 per active participant

Northern Tier Counseling, Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$369
CADARET GRANT & CO INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$14,525 · 0.75%
2023$3,624 · 0.23%
Similar plansHealth Care & Social Assistance · Pennsylvania
Susque-View Home, Inc. PA$2.1M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232735088 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.