Plan Ledger DOL Form 5500 · updated monthly

Northern Nurseries Inc.401(k)

ROBERT BAKER COMPANIES 401(K) PLAN · WINDSOR LOCKS, CT · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Northern Nurseries Inc. reported $19,148 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $1,125 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Connecticut (680th of 1,106), and the 380th of 945 in agriculture, forestry & fishing. In 2024, employees put in $2.87 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,996,154
Participants with balances179
Active participants160
Employer contributions$179,926
Employee contributions$515,871
Employer contribution per active participant$1,125
Average account balance$72,604
Benefits paid to participants$1,197,194
Plan auditUnmodified (clean) audit opinion
AuditorBARATZ & ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 179 accts · $180K emplr
2023$12.3M · 177 accts · $168K emplr
2022$11.1M · 177 accts · $218K emplr
Administrative expenses, itemized · 2024
Investment management$19,148
Total administrative$19,148
The Northern Nurseries Inc. 401(k) match · 2024
Employer contribution per active participant$1,125
Median for plans this size$2,416
2024$1,125 per active participant
2023$1,439 per active participant
2022$1,239 per active participant

Northern Nurseries Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
COMMONWEALTH EQUITY SERVICES LLC DB · Investment advisory (plan)$19,148

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$19,148 · 0.15%
2023$17,250 · 0.15%
2022$19,145 · 0.16%
Similar plansAgriculture, Forestry & Fishing · Connecticut
Smith Gardens, Inc. WA$13.1M · 0.61%
The Motz Corporation OH$13.1M · 0.01%
V. Sangiacomo & Sons CA$12.8M · 0.64%
Huneeus Vintners LLC CA$12.8M · 0.00%
Village Farms, L.P. FL$12.8M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 060969963 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.