Plan Ledger DOL Form 5500 · updated monthly

Northeast Missouri Community ADC plan

403(B) THRIFT PLAN OF NORTHEAST MISSOURI COMMUNITY ACTION AGENCY · KIRKSVILLE, MO · plan year 2023

Reported admin expense ratio · 2023
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Northeast Missouri Community A reported $2,661 in plan administrative expenses for 2023: 0.27% of average plan assets, lower than ~75% of peers. Employer contributions averaged $407 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the under $1M size bracket, benchmarked here against 1,192 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Missouri (1,323rd of 1,393), and 10,845th of 11,911 in health care & social assistance. In 2023, employees put in $1.32 for every $1.00 the employer contributed; active participation has shrunk from 113 to 99 since 2022.

Plan summary
Net assets, end of year$1,067,054
Participants with balances205
Active participants99
Employer contributions$40,300
Employee contributions$53,016
Employer contribution per active participant$407
Average account balance$5,205
Benefits paid to participants$56,315
Plan auditUnmodified (clean) audit opinion
AuditorJARRED, GILMORE & PHILLIPS,PA
Plan history3
Yearassets · accounts · employer contribution
2024$1.0M · 187 accts · $35K emplr
2023$1.1M · 205 accts · $40K emplr
2022$896K · 220 accts · $32K emplr
Employer contributions to the Northeast Missouri Community A plan · 2023
Employer contribution per active participant$407
Median for plans this size$522
2024$394 per active participant
2023$407 per active participant
2022$280 per active participant

Northeast Missouri Community A's 2023 employer contribution ran below the $522 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$2,660

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$298 · 0.03%
2023$2,661 · 0.27%
2022$304 · 0.04%
Similar plansHealth Care & Social Assistance · Missouri
West Vue, Inc. MO$1.2M · 0.21%
Chosen Healthcare, LLC MO$1.1M · 0.19%
Jms Senior Living MO$1.0M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430839970 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.