Plan Ledger DOL Form 5500 · updated monthly

North County Lifeline401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH COUNTY LIFELINE · VISTA, CA · plan year 2023

Reported admin expense ratio · 2023
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

North County Lifeline reported $1,772 in plan administrative expenses for 2023: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $829 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,604th of 9,483), and 8,904th of 11,911 in health care & social assistance. In 2023, employees put in $2.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,512,928
Participants with balances206
Active participants154
Employer contributions$127,617
Employee contributions$359,830
Employer contribution per active participant$829
Average account balance$17,053
Benefits paid to participants$670,526
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.4M · 200 accts · $145K emplr
2023$3.5M · 206 accts · $128K emplr
2022$3.1M · 204 accts · $111K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$1,772
Total administrative$1,772
The North County Lifeline 401(k) match · 2023
Employer contribution per active participant$829
Median for plans this size$1,308
2024$1,150 per active participant
2023$829 per active participant
2022$757 per active participant

North County Lifeline's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,770

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,817 · 0.05%
2023$1,772 · 0.05%
2022$305 · 0.01%
Same employer
Similar plansHealth Care & Social Assistance · California
Suneva Medical, Inc. CA$3.5M · 0.63%
Tlc Child Family Services CA$3.4M · 0.06%
Mindstrong, Inc. CA$3.4M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952794253 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.