Plan Ledger DOL Form 5500 · updated monthly

Naturalawn of America, Inc.401(k)

NATURALAWN OF AMERICA, INC 401(K) PROFIT SHARING PLAN AND TRUST · FREDERICK, MD · plan year 2025

Reported admin expense ratio · 2025
0.87%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Naturalawn of America, Inc. reported $32,640 in plan administrative expenses for 2025: 0.87% of average plan assets, above the peer median. Employer contributions averaged $405 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.01% to 0.87%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Maryland (1,368th of 1,671), and 2,506th of 3,341 in other services. In 2025, employees put in $5.50 for every $1.00 the employer contributed; active participation has shrunk from 120 to 100 since 2022.

Plan summary
Net assets, end of year$3,766,547
Participants with balances138
Active participants100
Employer contributions$40,504
Employee contributions$222,731
Employer contribution per active participant$405
Average account balance$27,294
Benefits paid to participants$811,326
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$3.8M · 138 accts · $41K emplr
2024$3.7M · 152 accts · $41K emplr
2023$3.3M · 155 accts · $42K emplr
2022$2.6M · 175 accts · $38K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$22,556
Investment management$10,084
Total administrative$32,640
The Naturalawn of America, Inc. 401(k) match · 2025
Employer contribution per active participant$405
Median for plans this size$1,464
2025$405 per active participant
2024$393 per active participant
2023$370 per active participant
2022$318 per active participant

Naturalawn of America, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
JOHN HANCOCK LIFE INSURANCE CO. · Recordkeeping$4,460
JOHN HANCOCK LIFE INSURANCE CO. · Recordkeeping · Investment managementindirect comp
EDWARD D. JONES & CO., L.P. · Investment advisory (participants)$9,338
WILSHIRE ADVISORS LLC · Investment advisory (participants)$747

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$32,640 · 0.87%
2024$49,287 · 1.40%
2023$31,643 · 1.08%
2022$28,321 · 1.01%
Similar plansOther Services · Maryland
Amvets National MD$4.4M · 0.78%
Second Family, Inc. MD$3.6M · 0.11%
Arp Sciences LLC MD$3.3M · 0.11%
Marcorp Limited MD$3.2M · 0.36%
Up-To-Date Laundry, LLC MD$3.1M · 0.83%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521720695 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.