Plan Ledger DOL Form 5500 · updated monthly

Natural Retreats US LLC401(k)

NATURAL RETREATS 401(K) PLAN · CHARLOTTESVILLE, VA · plan year 2024

Reported admin expense ratio · 2024
0.65%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Natural Retreats US LLC reported $50,254 in plan administrative expenses for 2024: 0.65% of average plan assets, above the peer median. Employer contributions averaged $1,147 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.65%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Virginia (1,560th of 2,266), and the 647th of 2,240 in accommodation & food services. In 2024, employees put in $2.25 for every $1.00 the employer contributed; active participation has shrunk from 411 to 359 since 2022.

Plan summary
Net assets, end of year$8,511,270
Participants with balances322
Active participants359
Employer contributions$411,816
Employee contributions$925,958
Employer contribution per active participant$1,147
Average account balance$26,433
Benefits paid to participants$1,370,851
Plan auditUnmodified (clean) audit opinion
AuditorSMITH LEONARD
Plan history3
Yearassets · accounts · employer contribution
2024$8.5M · 322 accts · $412K emplr
2023$6.9M · 316 accts · $447K emplr
2022$5.0M · 301 accts · $456K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,977
Investment management$19,527
Trustee / custodial$2,750
Total administrative$50,254
The Natural Retreats US LLC 401(k) match · 2024
Employer contribution per active participant$1,147
Median for plans this size$1,313
2024$1,147 per active participant
2023$897 per active participant
2022$1,110 per active participant

Natural Retreats US LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
THE ROSE FINANCIAL GROUP, LLC · Recordkeeping$2,750
MMA SECURITIES LLC · Investment advisory (plan)$19,527
EMPOWER ADVISORY GROUP, LLC · Investment management$119

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024THE ROSE FINANCIAL GROUP, LLC
2023John Hancock, THE ROSE FINANCIAL GROUP, LLC

This plan has changed recordkeepers within these filings. If you left Natural Retreats US LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$50,254 · 0.65%
2023$25,924 · 0.44%
2022$8,657 · 0.17%
Same employer
Similar plansAccommodation & Food Services · Virginia
Uva Host Properties, Inc. VA$12.8M · 0.16%
Meriwether-Godsey, Inc. VA$10.4M · 0.11%
Shamin Management, LLC VA$7.6M · 0.50%
Our Town Hospitality, LLC VA$6.0M · 1.03%
Burgerbusters Inc. VA$5.7M · 1.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320511930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.