Plan Ledger DOL Form 5500 · updated monthly

National Retail Federation401(k)

NATIONAL RETAIL FEDERATION 401(K) PROFIT SHARING PLAN · WASHINGTON, DC · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

National Retail Federation reported $6,107 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $20,275 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.009% to 0.013%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 177th-largest of 618 plans among District of Columbia employers on file, and the 433rd of 3,341 in other services. In 2024, the employer put in $1.27 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$49,081,701
Participants with balances154
Active participants102
Employer contributions$2,068,069
Employee contributions$1,634,517
Employer contribution per active participant$20,275
Average account balance$318,712
Benefits paid to participants$2,584,860
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$49.1M · 154 accts · $2.1M emplr
2023$41.7M · 155 accts · $2.0M emplr
2022$36.9M · 155 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,107
Total administrative$6,107
The National Retail Federation 401(k) match · 2024
Employer contribution per active participant$20,275
Median for plans this size$2,416
2024$20,275 per active participant
2023$18,251 per active participant
2022$17,798 per active participant

National Retail Federation's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$6,107
WELLS FARGO CLEARING SERVICES LLC · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$6,107 · 0.01%
2023$4,080 · 0.01%
2022$3,474 · 0.01%
Same employer
Similar plansOther Services · District of Columbia
Human Rights Campaign DC$47.6M · 0.24%
New America DC$47.0M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 135582627 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.