Plan Ledger DOL Form 5500 · updated monthly

National Co+Op Grocers401(k)

NATIONAL CO+OP GROCERS 401(K) RETIREMENT PLAN · ST. PAUL, MN · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

National Co+Op Grocers reported $4,367 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,682 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.017%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 744th-largest of 1,918 plans among Minnesota employers on file, and the 807th of 3,341 in other services. In 2025, employees put in $2.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,946,679
Participants with balances135
Active participants118
Employer contributions$670,478
Employee contributions$1,819,355
Employer contribution per active participant$5,682
Average account balance$199,605
Benefits paid to participants$4,080,919
Plan auditUnmodified (clean) audit opinion
AuditorWEGNER CPA'S LLP
Plan history3
Yearassets · accounts · employer contribution
2025$26.9M · 135 accts · $670K emplr
2024$24.9M · 129 accts · $623K emplr
2023$20.5M · 127 accts · $584K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,367
Total administrative$4,367
The National Co+Op Grocers 401(k) match · 2025
Employer contribution per active participant$5,682
Median for plans this size$2,666
2025$5,682 per active participant
2024$5,466 per active participant
2023$5,120 per active participant

National Co+Op Grocers's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ALERUS FINANCIAL, NA · Recordkeeping · Trustee$4,367

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Alerus
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$4,367 · 0.02%
2024$3,024 · 0.01%
2023$3,133 · 0.02%
Same employer
Similar plansOther Services · Minnesota
Guthrie Theater Foundation MN$31.1M · 0.01%
Lamettrys Collision, Inc. MN$25.4M · 0.36%
Juut Holdings, Inc. MN$25.3M · 0.42%
Vertin Company MN$24.1M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421508424 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.