Plan Ledger DOL Form 5500 · updated monthly

National Center for Families Learning, Inc.403(b)

NATIONAL CENTER FOR FAMILIES LEARNING, INC. RETIREMENT PLAN · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

National Center for Families Learning, Inc. reported $75 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,042 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.001% to 0.001%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Kentucky (566th of 871), and 2,314th of 3,091 in educational services. In 2025, the employer put in $1.43 for every $1.00 employees contributed themselves; active participation has grown from 48 to 57 since 2022.

Plan summary
Net assets, end of year$7,239,327
Participants with balances152
Active participants57
Employer contributions$230,408
Employee contributions$160,859
Employer contribution per active participant$4,042
Average account balance$47,627
Benefits paid to participants$532,443
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$7.2M · 152 accts · $230K emplr
2024$6.3M · 150 accts · $234K emplr
2023$5.9M · 145 accts · $214K emplr
2022$5.1M · 135 accts · $160K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$75
Total administrative$75
Employer contributions to the National Center for Families Learning, Inc. plan · 2025
Employer contribution per active participant$4,042
Median for plans this size$1,464
2025$4,042 per active participant
2024$3,834 per active participant
2023$3,753 per active participant
2022$3,324 per active participant

National Center for Families Learning, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
TIAA · Insurance services$225

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$75 · 0.00%
2024$50 · 0.00%
2023$75 · 0.00%
2022$50 · 0.00%
Similar plansEducational Services · Kentucky
Partners for Rural Impact KY$9.1M · 0.59%
Beckfield College, LLC KY$962K · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611159549 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.