Plan Ledger DOL Form 5500 · updated monthly

National Bankruptcy Services, LLC401(k)

NBS 401(K) PLAN · DALLAS, TX · plan year 2025

Reported admin expense ratio · 2025
0.97%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

National Bankruptcy Services, LLC reported $49,043 in plan administrative expenses for 2025: 0.97% of average plan assets, higher than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.97%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Texas (3,953rd of 5,688), and 9,647th of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$5,402,236
Participants with balances173
Active participants157
Employer contributions$0
Employee contributions$342,468
Employer contribution per active participant$0
Average account balance$31,227
Benefits paid to participants$402,209
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$5.4M · 173 accts
2024$4.7M · 174 accts
2023$4.2M · 190 accts
2022$3.7M · 188 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$31,234
Investment management$13,809
Audit (IQPA)$4,000
Total administrative$49,043
The National Bankruptcy Services, LLC 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$1,464

National Bankruptcy Services, LLC's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$31,234
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$13,809

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$49,043 · 0.97%
2024$43,253 · 0.97%
2023$40,103 · 1.02%
2022$41,049 · 1.01%
Same employer
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Photon Infotech Inc TX$5.5M · 0.67%
Bepc, Inc. TX$5.5M · 0.00%
Active Cyber LLC TX$5.4M · 0.29%
Uhnder, Inc. TX$5.4M · 0.02%
Anotech Energy USA TX$5.4M · 0.07%
Securelink, Inc. TX$5.4M · 0.47%
Amerapex Corporation TX$5.2M · 0.47%
Dura Software, Inc. TX$5.2M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752851685 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.