Plan Ledger DOL Form 5500 · updated monthly

Nath Companies401(k)

NATH COMPANIES 401(K) PLAN · BLOOMINGTON, MN · plan year 2025

Reported admin expense ratio · 2025
0.96%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Nath Companies reported $76,916 in plan administrative expenses for 2025: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,524 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.33% to 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other management of companies employers. By assets it is among the smaller plans on file in Minnesota (1,367th of 1,918), and 582nd of 786 in management of companies. In 2025, employees put in $1.96 for every $1.00 the employer contributed; active participation has shrunk from 409 to 212 since 2022.

Plan summary
Net assets, end of year$8,766,895
Participants with balances314
Active participants212
Employer contributions$323,104
Employee contributions$632,733
Employer contribution per active participant$1,524
Average account balance$27,920
Benefits paid to participants$666,790
Plan auditUnmodified (clean) audit opinion
AuditorMILLER WELLE HEISER
Plan history4
Yearassets · accounts · employer contribution
2025$8.8M · 314 accts · $323K emplr
2024$7.2M · 337 accts · $314K emplr
2023$6.4M · 342 accts · $317K emplr
2022$4.9M · 331 accts · $186K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$44,916
Investment management$22,000
Audit (IQPA)$10,000
Total administrative$76,916
The Nath Companies 401(k) match · 2025
Employer contribution per active participant$1,524
Median for plans this size$1,464
2025$1,524 per active participant
2024$1,490 per active participant
2023$743 per active participant
2022$454 per active participant

Nath Companies's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$44,916
USI ADVISORS INC · Investment advisory (plan)$22,000
MILLER WELLE HEISER & CO LTD. · Accounting / audit$10,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$76,916 · 0.96%
2024$58,588 · 0.86%
2023$33,839 · 0.60%
2022$16,991 · 0.33%
Similar plansManagement of Companies · Minnesota
Curtis Squire, Inc. MN$14.8M · 0.66%
Bsa Worldwide Holdings, LLC MN$14.6M · 0.56%
Riverwood Bank MN$14.5M · 0.18%
Skinner Corporation WA$9.0M · 0.01%
Hunt Enterprises, Inc. NY$9.0M · 0.04%
Leafly Holdings, Inc. WA$8.9M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411859549 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.