Plan Ledger DOL Form 5500 · updated monthly

Bsa Worldwide Holdings, LLC401(k)

BSA FAMILY OF COMPANIES 401(K) PLAN · ST. CLOUD, MN · plan year 2025

Reported admin expense ratio · 2025
0.56%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bsa Worldwide Holdings, LLC reported $76,396 in plan administrative expenses for 2025: 0.56% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,552 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.61% to 0.56%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other management of companies employers. By assets it is among the smaller plans on file in Minnesota (1,089th of 1,918), and 497th of 786 in management of companies. In 2025, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,591,753
Participants with balances182
Active participants134
Employer contributions$475,960
Employee contributions$591,289
Employer contribution per active participant$3,552
Average account balance$80,174
Benefits paid to participants$1,056,528
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$14.6M · 182 accts · $476K emplr
2024$12.7M · 178 accts · $429K emplr
2023$13.4M · 180 accts · $407K emplr
2022$12.2M · 195 accts · $374K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$37,006
Investment management$39,390
Total administrative$76,396
The Bsa Worldwide Holdings, LLC 401(k) match · 2025
Employer contribution per active participant$3,552
Median for plans this size$2,666
2025$3,552 per active participant
2024$3,299 per active participant
2023$3,183 per active participant
2022$2,857 per active participant

Bsa Worldwide Holdings, LLC's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
MILLIMAN · Recordkeeping · Loan processing$37,006
ADVANCED CAPITAL GROUP, INC. · Accounting / audit · Pension consulting$39,390

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Milliman
2024Milliman
2023Milliman

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Administrative cost history4
2025$76,396 · 0.56%
2024$72,229 · 0.55%
2023$76,919 · 0.60%
2022$88,806 · 0.61%
Similar plansManagement of Companies · Minnesota
Security Bancshares Company MN$24.5M · 0.00%
Winmark Corporation MN$22.8M · 0.06%
Curtis Squire, Inc. MN$14.8M · 0.66%
Riverwood Bank MN$14.5M · 0.18%
Nath Companies MN$8.8M · 0.96%
Oliver Companies, Inc. MN$4.4M · 0.54%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208523125 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.