Plan Ledger DOL Form 5500 · updated monthly

NA Hoku, Inc.401(k)

THE NA HOKU, INC. 401(K) SAVINGS PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

NA Hoku, Inc. reported $14,888 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,016 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 81st-largest of 269 plans among Hawaii employers on file, and the 988th of 5,215 in retail trade. In 2024, employees put in $2.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$31,419,321
Participants with balances545
Active participants384
Employer contributions$774,051
Employee contributions$1,611,963
Employer contribution per active participant$2,016
Average account balance$57,650
Benefits paid to participants$4,594,138
Plan auditUnmodified (clean) audit opinion
AuditorKMH LLP
Plan history3
Yearassets · accounts · employer contribution
2024$31.4M · 545 accts · $774K emplr
2023$28.8M · 511 accts · $701K emplr
2022$24.3M · 588 accts · $738K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,240
Investment management$7,648
Total administrative$14,888
The NA Hoku, Inc. 401(k) match · 2024
Employer contribution per active participant$2,016
Median for plans this size$2,416
2024$2,016 per active participant
2023$2,021 per active participant
2022$2,062 per active participant

NA Hoku, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,648
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$7,240

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,888 · 0.05%
2023$21,018 · 0.08%
2022$23,640 · 0.09%
Same employer
Similar plansRetail Trade · Hawaii
C.S. Wo & Sons, LLC HI$33.5M · 0.39%
Food Pantry, LTD. HI$32.4M · 0.12%
Bfs, Inc. HI$32.2M · 0.14%
Seven-Eleven Hawaii, Inc. HI$24.2M · 0.39%
Shelton Holdings, LLC HI$23.7M · 0.44%
Cutter Management Co. HI$20.2M · 0.65%
Mjc, Inc. HI$19.3M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990081236 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.