Plan Ledger DOL Form 5500 · updated monthly

C.S. Wo & Sons, LLC401(k)

C.S. WO & SONS, LLC PROFIT SHARING PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

C.S. Wo & Sons, LLC reported $124,018 in plan administrative expenses for 2024: 0.39% of average plan assets, above the peer median. Employer contributions averaged $574 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 74th-largest of 269 plans among Hawaii employers on file, and the 945th of 5,215 in retail trade. In 2024, employees put in $6.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,450,035
Participants with balances183
Active participants195
Employer contributions$111,980
Employee contributions$673,612
Employer contribution per active participant$574
Average account balance$182,787
Benefits paid to participants$1,968,514
Plan auditUnmodified (clean) audit opinion
AuditorKKDLY LLC
Plan history3
Yearassets · accounts · employer contribution
2024$33.5M · 183 accts · $112K emplr
2023$30.3M · 182 accts · $110K emplr
2022$25.3M · 172 accts · $111K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,870
Investment management$84,848
Audit (IQPA)$24,300
Total administrative$124,018
The C.S. Wo & Sons, LLC 401(k) match · 2024
Employer contribution per active participant$574
Median for plans this size$2,416
2024$574 per active participant
2023$587 per active participant
2022$614 per active participant

C.S. Wo & Sons, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
RIVERSEDGE ADV RET SOLUTIONS, LLC · Recordkeeping · Loan processing$16,784
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$14,870
MOSAIC PACIFIC INVESTMENT ADVISORS · Investment advisory (plan)$68,064
ACCUITY LLP · Accounting / audit$24,300

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS, RIVERSEDGE ADV RET SOLUTIONS, LLC
2023RIVERSEDGE ADV RET SOLUTIONS, LLC

This plan has changed recordkeepers within these filings. If you left C.S. Wo & Sons, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$124,018 · 0.39%
2023$77,699 · 0.28%
2022$73,326 · 0.25%
Same employer
Similar plansRetail Trade · Hawaii
Don Quijote (USA) Co., LTD. HI$80.4M · 0.39%
Foodland Super Market, LTD. HI$67.6M · 0.13%
Tony Hawaii, LLC HI$37.4M · 0.31%
Food Pantry, LTD. HI$32.4M · 0.12%
Bfs, Inc. HI$32.2M · 0.14%
NA Hoku, Inc. HI$31.4M · 0.05%
Seven-Eleven Hawaii, Inc. HI$24.2M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990063065 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.