Plan Ledger DOL Form 5500 · updated monthly

N.A. Degerstrom, Inc.401(k)

N.A. DEGERSTROM, INC. RETIREMENT AND SAVINGS PLAN · SPOKANE VALLEY, WA · plan year 2023

Reported admin expense ratio · 2023
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

N.A. Degerstrom, Inc. reported $25,161 in plan administrative expenses for 2023: 0.22% of average plan assets, below the peer median. Employer contributions averaged $6,688 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.20% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is among the smaller plans on file in Washington (953rd of 1,714), and 385th of 612 in mining, oil & gas extraction. In 2023, employees put in $1.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,482,248
Participants with balances98
Active participants68
Employer contributions$454,771
Employee contributions$566,280
Employer contribution per active participant$6,688
Average account balance$127,370
Benefits paid to participants$1,095,027
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$12.5M · 98 accts · $455K emplr
2022$10.8M · 103 accts · $440K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$23,037
Investment management$2,124
Total administrative$25,161
The N.A. Degerstrom, Inc. 401(k) match · 2023
Employer contribution per active participant$6,688
Median for plans this size$2,440
2023$6,688 per active participant
2022$6,467 per active participant

N.A. Degerstrom, Inc.'s 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$23,037

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$25,161 · 0.22%
2022$22,320 · 0.20%
Similar plansMining, Oil & Gas Extraction · Washington
Aegsi Holdings LLC TX$12.7M · 0.52%
White Rock Oil & Gas, LLC TX$12.6M · 0.91%
Century Mining, LLC WV$12.3M · 1.36%
Ram Enterprise, Inc. NV$12.2M · 0.36%
Bluff City Materials, Inc. IL$12.1M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910698638 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.