Plan Ledger DOL Form 5500 · updated monthly

Mountain Valley Child and Fami401(k)

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF MOUNTAIN VALLEY CHILD AND FAMILY SERVICES, INC. · NEVADA CITY, CA · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Mountain Valley Child and Fami reported $57,095 in plan administrative expenses for 2024: 0.71% of average plan assets, above the peer median. Employer contributions averaged $618 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,918th of 9,483), and 6,296th of 11,911 in health care & social assistance. In 2024, employees put in $1.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,374,842
Participants with balances527
Active participants318
Employer contributions$196,631
Employee contributions$267,341
Employer contribution per active participant$618
Average account balance$15,892
Benefits paid to participants$633,593
Plan auditUnmodified (clean) audit opinion
AuditorHILLBERG & COMPANY CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 527 accts · $197K emplr
2023$7.8M · 527 accts · $207K emplr
2022$6.7M · 522 accts · $42K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$57,095
Total administrative$57,095
The Mountain Valley Child and Fami 401(k) match · 2024
Employer contribution per active participant$618
Median for plans this size$1,313
2024$618 per active participant
2023$651 per active participant
2022$133 per active participant

Mountain Valley Child and Fami's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PENTEGRA SERVICES INC · Contract administrator$37,033
THREE BELL CAPITAL LLC · Investment advisory (plan)$17,173

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$57,095 · 0.71%
2023$4,583 · 0.06%
2022$2,380 · 0.04%
Same employer
Similar plansHealth Care & Social Assistance · California
Carmel Valley Manor CA$8.4M · 0.24%
Parker Stanbury LLP CA$8.4M · 0.47%
Intercare Therapy, Inc. CA$8.4M · 0.89%
Intercare Therapy, Inc. CA$8.4M · 0.89%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942742653 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.