Plan Ledger DOL Form 5500 · updated monthly

Mother Lode Holding Company, Inc.401(k)

MOTHER LODE HOLDING COMPANY SAVINGS PLAN · AUBURN, CA · plan year 2022

Reported admin expense ratio · 2022
0.36%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Mother Lode Holding Company, Inc. reported $264,265 in plan administrative expenses for 2022: 0.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,605 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,349th-largest of 9,483 plans among California employers on file, and the 1,323rd of 4,798 in finance & insurance. In 2022, employees put in $1.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$68,160,782
Participants with balances829
Active participants877
Employer contributions$4,039,000
Employee contributions$5,891,918
Employer contribution per active participant$4,605
Average account balance$82,220
Benefits paid to participants$8,949,798
Plan auditUnmodified (clean) audit opinion
AuditorMAYER HOFFMAN MCCANN, P.C.
Plan history2
Yearassets · accounts · employer contribution
2023$0
2022$68.2M · 829 accts · $4.0M emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$264,265
Total administrative$264,265
The Mother Lode Holding Company, Inc. 401(k) match · 2022
Employer contribution per active participant$4,605
Median for plans this size$3,449

Mother Lode Holding Company, Inc.'s 2022 employer contribution ran above the $3,449 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$264,265 · 0.36%
Same employer
Similar plansFinance & Insurance · California
Aviation Capital Group LLC CA$72.5M · 0.10%
Provident Credit Union CA$67.2M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680126778 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.