Plan Ledger DOL Form 5500 · updated monthly

Brown & Riding Insurance Services, Inc.401(k)

BROWN & RIDING INSURANCE SERVICES, INC. EMPLOYEES' 401(K) PLAN · LOS ANGELES, CA · plan year 2025

Reported admin expense ratio · 2025
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Brown & Riding Insurance Services, Inc. reported $216,580 in plan administrative expenses for 2025: 0.35% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,625 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.30% to 0.35%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,344th-largest of 9,483 plans among California employers on file, and the 1,314th of 4,798 in finance & insurance. In 2025, employees put in $2.58 for every $1.00 the employer contributed; active participation has grown from 351 to 444 since 2022.

Plan summary
Net assets, end of year$68,583,926
Participants with balances531
Active participants444
Employer contributions$1,609,310
Employee contributions$4,149,497
Employer contribution per active participant$3,625
Average account balance$129,160
Benefits paid to participants$3,596,993
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$68.6M · 531 accts · $1.6M emplr
2024$56.3M · 496 accts · $1.4M emplr
2023$48.9M · 420 accts · $1.3M emplr
2022$40.0M · 421 accts · $1.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,768
Investment management$194,812
Total administrative$216,580
The Brown & Riding Insurance Services, Inc. 401(k) match · 2025
Employer contribution per active participant$3,625
Median for plans this size$4,093
2025$3,625 per active participant
2024$3,434 per active participant
2023$3,378 per active participant
2022$2,962 per active participant

Brown & Riding Insurance Services, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$97,370
EMPOWER ADVISORY GROUP, LLC · Investment management$75,613
VESTGEN ADVISORS LLC · Investment advisory (plan)$21,829

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$216,580 · 0.35%
2024$202,884 · 0.39%
2023$130,445 · 0.29%
2022$129,014 · 0.30%
Same employer
Similar plansFinance & Insurance · California
Ctbc Bank Corp. (USA) CA$74.8M · 0.01%
Aviation Capital Group LLC CA$72.5M · 0.10%
Provident Credit Union CA$67.2M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942679254 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.