Plan Ledger DOL Form 5500 · updated monthly

Moscow Building Supply, Inc.401(k)

MOSCOW BUILDING SUPPLY 401(K) PLAN · MOSCOW, ID · plan year 2024

Reported admin expense ratio · 2024
0.92%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Moscow Building Supply, Inc. reported $23,781 in plan administrative expenses for 2024: 0.92% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,064 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.79% to 0.92%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Idaho (274th of 349), and 4,428th of 5,215 in retail trade. In 2024, employees put in $2.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,767,057
Participants with balances112
Active participants104
Employer contributions$110,633
Employee contributions$290,525
Employer contribution per active participant$1,064
Average account balance$24,706
Benefits paid to participants$390,235
Plan auditUnmodified (clean) audit opinion
AuditorHAYDEN ROSS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$2.8M · 112 accts · $111K emplr
2023$2.4M · 115 accts · $98K emplr
2022$1.8M · 117 accts · $87K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,781
Total administrative$23,781
The Moscow Building Supply, Inc. 401(k) match · 2024
Employer contribution per active participant$1,064
Median for plans this size$1,313
2024$1,064 per active participant
2023$732 per active participant
2022$782 per active participant

Moscow Building Supply, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE RETIREMENT ADVANTAGE · Recordkeeping$2,816
LINCOLN NATIONAL CORPORATION · Contract administrator$20,963

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024THE RETIREMENT ADVANTAGE
2023THE RETIREMENT ADVANTAGE

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$23,781 · 0.92%
2023$20,187 · 0.96%
2022$15,305 · 0.79%
Same employer
Similar plansRetail Trade · Idaho
Purdy Enterprises, Inc. ID$4.4M · 0.02%
Oasis Stopn Go LLC ID$3.1M · 1.46%
Goode Auto Group, Inc. ID$2.2M · 0.91%
Bronco Motors, Inc. ID$1.6M · 0.86%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820363914 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.