Plan Ledger DOL Form 5500 · updated monthly

Boise Consumer Cooperative, Inc.401(k)

BOISE CO-OP 401(K) PLAN · BOISE, ID · plan year 2024

Reported admin expense ratio · 2024
0.80%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Boise Consumer Cooperative, Inc. reported $31,958 in plan administrative expenses for 2024: 0.80% of average plan assets, above the peer median. Employer contributions averaged $946 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.27% to 0.80%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Idaho (248th of 349), and 3,972nd of 5,215 in retail trade. In 2024, employees put in $1.49 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,268,918
Participants with balances110
Active participants237
Employer contributions$224,132
Employee contributions$334,036
Employer contribution per active participant$946
Average account balance$38,808
Benefits paid to participants$642,158
Plan auditUnmodified (clean) audit opinion
AuditorSORREN CPA'S P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$4.3M · 110 accts · $224K emplr
2023$3.7M · 115 accts · $205K emplr
2022$3.6M · 116 accts · $187K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,550
Investment management$14,408
Total administrative$31,958
The Boise Consumer Cooperative, Inc. 401(k) match · 2024
Employer contribution per active participant$946
Median for plans this size$1,313
2024$946 per active participant
2023$843 per active participant
2022$806 per active participant

Boise Consumer Cooperative, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$14,408

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$31,958 · 0.80%
2023$37,269 · 1.02%
2022$40,762 · 1.27%
Same employer
Similar plansRetail Trade · Idaho
Dysons Inc. ID$6.9M · 0.21%
Chalfant Corporation ID$6.0M · 0.69%
Auto Ranch Group, Inc. ID$4.6M · 0.71%
Purdy Enterprises, Inc. ID$4.4M · 0.02%
Oasis Stopn Go LLC ID$3.1M · 1.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820327910 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.