Plan Ledger DOL Form 5500 · updated monthly

Mill Creek Lumber & Supply Co.401(k)

MILL CREEK LUMBER & SUPPLY CO. EMPLOYEE SAVINGS 401(K) PLAN · TULSA, OK · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Mill Creek Lumber & Supply Co. reported $77,368 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $1,131 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 169th-largest of 724 plans among Oklahoma employers on file, and the 980th of 5,215 in retail trade. In 2024, employees put in $3.52 for every $1.00 the employer contributed; active participation has grown from 467 to 708 since 2022.

Plan summary
Net assets, end of year$31,873,038
Participants with balances843
Active participants708
Employer contributions$801,065
Employee contributions$2,816,508
Employer contribution per active participant$1,131
Average account balance$37,809
Benefits paid to participants$2,054,585
Plan auditUnmodified (clean) audit opinion
AuditorBRISCOE BURKE & GRIGSBY, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$31.9M · 843 accts · $801K emplr
2023$26.0M · 645 accts · $687K emplr
2022$21.8M · 583 accts · $686K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$77,368
Total administrative$77,368
The Mill Creek Lumber & Supply Co. 401(k) match · 2024
Employer contribution per active participant$1,131
Median for plans this size$2,416
2024$1,131 per active participant
2023$1,311 per active participant
2022$1,470 per active participant

Mill Creek Lumber & Supply Co.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
HUB INVESTMENT PARTNERS, LLC · Investment advisory (plan)$53,991
EMPLOYEE BENEFITS GROUP LLC · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$77,368 · 0.27%
2023$3,705 · 0.02%
2022$9,871 · 0.04%
Same employer
Similar plansRetail Trade · Oklahoma
W.H. Braum, Inc. OK$55.2M · 0.10%
Crest Discount Foods, Inc. OK$54.1M · 0.33%
Western Equipment, LLC OK$52.4M · 0.25%
Bob Moore Auto Group, LLC OK$46.0M · 0.44%
Hac, Inc. OK$28.0M · 0.53%
Eskridge Auto Group, Inc. OK$27.7M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730541869 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.