Plan Ledger DOL Form 5500 · updated monthly

Crest Discount Foods, Inc.401(k)

CREST DISCOUNT FOODS, INC. 401(K) PROFIT SHARING PLAN · EDMOND, OK · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Crest Discount Foods, Inc. reported $169,167 in plan administrative expenses for 2024: 0.33% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,130 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.37% to 0.33%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 108th-largest of 724 plans among Oklahoma employers on file, and the 617th of 5,215 in retail trade. In 2024, the employer put in $2.27 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$54,119,715
Participants with balances1,698
Active participants956
Employer contributions$2,992,045
Employee contributions$1,320,371
Employer contribution per active participant$3,130
Average account balance$31,873
Benefits paid to participants$2,403,574
Plan auditUnmodified (clean) audit opinion
AuditorPETERS & CHANDLER
Plan history3
Yearassets · accounts · employer contribution
2024$54.1M · 1,698 accts · $3.0M emplr
2023$47.0M · 1,663 accts · $2.9M emplr
2022$38.5M · 1,619 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$78,354
Investment management$78,533
Trustee / custodial$12,280
Total administrative$169,167
The Crest Discount Foods, Inc. 401(k) match · 2024
Employer contribution per active participant$3,130
Median for plans this size$3,635
2024$3,130 per active participant
2023$3,129 per active participant
2022$3,121 per active participant

Crest Discount Foods, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NFP RETIREMENT, INC. · Investment advisory (plan)$78,533
BOKF, NA · Custodial (securities) · Trustee$45,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$169,167 · 0.33%
2023$154,890 · 0.36%
2022$151,637 · 0.37%
Same employer
Similar plansRetail Trade · Oklahoma
W.H. Braum, Inc. OK$55.2M · 0.10%
Western Equipment, LLC OK$52.4M · 0.25%
Bob Moore Auto Group, LLC OK$46.0M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730759701 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.