Plan Ledger DOL Form 5500 · updated monthly

Mercatalyst, Inc.401(k)

THE MERCATALYST 401K PLAN · CARROLLTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Mercatalyst, Inc. reported $26,908 in plan administrative expenses for 2024: 0.48% of average plan assets, below the peer median. Employer contributions averaged $2,355 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.28% to 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Texas (3,776th of 5,688), and 9,310th of 11,654 in professional & technical services. In 2024, employees put in $1.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,200,642
Participants with balances116
Active participants113
Employer contributions$266,160
Employee contributions$460,141
Employer contribution per active participant$2,355
Average account balance$53,454
Benefits paid to participants$107,526
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.2M · 116 accts · $266K emplr
2023$4.9M · 111 accts · $269K emplr
2022$4.0M · 124 accts · $286K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,636
Investment management$16,272
Total administrative$26,908
The Mercatalyst, Inc. 401(k) match · 2024
Employer contribution per active participant$2,355
Median for plans this size$1,313
2024$2,355 per active participant
2023$2,864 per active participant
2022$2,463 per active participant

Mercatalyst, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$10,636
INTELLICENTS · Investment advisory (plan)$16,272

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,908 · 0.48%
2023$19,962 · 0.45%
2022$10,938 · 0.28%
Similar plansProfessional & Technical Services · Texas
Polunsky & Beitel, P.C. TX$6.4M · 0.85%
Allied Workforce, Inc. TX$6.3M · 0.76%
Flatland Holdings, Inc. TX$6.2M · 0.53%
Hro Resources TX$6.1M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 461686747 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.