Plan Ledger DOL Form 5500 · updated monthly

Meadows Bank401(k)

MEADOWS BANK 401K RETIREMENT PLAN · LAS VEGAS, NV · plan year 2025

Reported admin expense ratio · 2025
0.24%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Meadows Bank reported $52,164 in plan administrative expenses for 2025: 0.24% of average plan assets, below the peer median. Employer contributions averaged $3,005 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.29% to 0.24%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 118th-largest of 437 plans among Nevada employers on file, and 2,853rd of 4,798 in finance & insurance. In 2025, employees put in $2.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,730,468
Participants with balances179
Active participants161
Employer contributions$483,830
Employee contributions$1,381,689
Employer contribution per active participant$3,005
Average account balance$126,986
Benefits paid to participants$2,072,769
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history4
Yearassets · accounts · employer contribution
2025$22.7M · 179 accts · $484K emplr
2024$20.2M · 183 accts · $489K emplr
2023$15.8M · 170 accts · $436K emplr
2022$13.0M · 165 accts · $386K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,575
Total administrative$52,164
The Meadows Bank 401(k) match · 2025
Employer contribution per active participant$3,005
Median for plans this size$2,666
2025$3,005 per active participant
2024$2,982 per active participant
2023$2,657 per active participant
2022$2,508 per active participant

Meadows Bank's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$52,164 · 0.24%
2024$44,677 · 0.25%
2023$19,612 · 0.14%
2022$40,899 · 0.29%
Same employer
Similar plansFinance & Insurance · Nevada
L/P Insurance Services LLC NV$33.6M · 0.26%
Clearcapital.com, Inc. NV$33.2M · 0.02%
Gbank NV$22.5M · 0.39%
Greater Nevada Credit Union NV$19.4M · 0.08%
Clark County Credit Union NV$18.6M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261777425 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.