Plan Ledger DOL Form 5500 · updated monthly

Clearcapital.com, Inc.401(k)

CLEARCAPITAL 401(K) PLAN · RENO, NV · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Clearcapital.com, Inc. reported $5,230 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,180 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 85th-largest of 437 plans among Nevada employers on file, and the 2,258th of 4,798 in finance & insurance. In 2024, employees put in $6.43 for every $1.00 the employer contributed; active participation has shrunk from 556 to 288 since 2022.

Plan summary
Net assets, end of year$33,247,512
Participants with balances541
Active participants288
Employer contributions$339,754
Employee contributions$2,182,935
Employer contribution per active participant$1,180
Average account balance$61,456
Benefits paid to participants$2,984,794
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.2M · 541 accts · $340K emplr
2023$29.7M · 605 accts · $273K emplr
2022$30.8M · 1,150 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Investment management$5,230
Total administrative$5,230
The Clearcapital.com, Inc. 401(k) match · 2024
Employer contribution per active participant$1,180
Median for plans this size$2,416
2024$1,180 per active participant
2023$952 per active participant
2022$2,406 per active participant

Clearcapital.com, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$5,230

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,230 · 0.02%
2023$6,554 · 0.02%
2022$40,216 · 0.13%
Same employer
Similar plansFinance & Insurance · Nevada
Axos Financial, Inc. NV$127.3M · 0.22%
One Nevada Credit Union NV$35.4M · 0.02%
L/P Insurance Services LLC NV$33.6M · 0.26%
Meadows Bank NV$22.7M · 0.24%
Gbank NV$22.5M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680474135 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.