Plan Ledger DOL Form 5500 · updated monthly

McIntosh Box & Pallet Co., Inc.401(k)

MCINTOSH BOX & PALLET CO., INC. 401(K) PROFIT SHARING PLAN · EAST SYRACUSE, NY · plan year 2024

Reported admin expense ratio · 2024
0.86%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

McIntosh Box & Pallet Co., Inc. reported $87,349 in plan administrative expenses for 2024: 0.86% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,516 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.76% to 0.86%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in New York (3,487th of 5,648), and 8,391st of 13,661 in manufacturing. In 2024, employees put in $2.07 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,936,390
Participants with balances270
Active participants262
Employer contributions$397,176
Employee contributions$820,290
Employer contribution per active participant$1,516
Average account balance$40,505
Benefits paid to participants$865,324
Plan auditUnmodified (clean) audit opinion
AuditorCUOMO, WINTERS & SCHMIDT, CPAS,PLLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.9M · 270 accts · $397K emplr
2023$9.3M · 269 accts · $326K emplr
2022$7.4M · 281 accts · $410K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$12,968
Investment management$74,381
Total administrative$87,349
The McIntosh Box & Pallet Co., Inc. 401(k) match · 2024
Employer contribution per active participant$1,516
Median for plans this size$2,416
2024$1,516 per active participant
2023$1,108 per active participant
2022$1,410 per active participant

McIntosh Box & Pallet Co., Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ALERUS FINANCIAL, N.A. · Recordkeeping · Trustee (directed)$58,459
EVEREST CONSULTING LLC · Investment management$21,479
GOOD LIFE ADVISORS · Investment management$10,908

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$87,349 · 0.86%
2023$58,069 · 0.70%
2022$57,539 · 0.76%
Same employer
Similar plansManufacturing · New York
Caf USA, Inc. NY$11.2M · 0.31%
Ascent Pharmaceuticals Inc. NY$11.1M · 0.08%
Syntec Technologies, Inc. NY$11.0M · 0.36%
J.N. White Associates, Inc. NY$10.8M · 0.41%
Turn on Products, Inc. NY$10.7M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 160876891 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.