Plan Ledger DOL Form 5500 · updated monthly

McDonald Pontiac-Gmc-Cadillac- Oldsmobile, Inc.401(k)

MPC EMPLOYEES 401(K) PROFIT SHARING PLAN & TRUST · SAGINAW, MI · plan year 2022

Reported admin expense ratio · 2022
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

McDonald Pontiac-Gmc-Cadillac- Oldsmobile, Inc. reported $300 in plan administrative expenses for 2022: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $126 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Michigan (2,236th of 2,619), and 4,310th of 5,215 in retail trade. In 2022, employees put in $17.12 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,123,143
Participants with balances50
Active participants108
Employer contributions$13,565
Employee contributions$232,240
Employer contribution per active participant$126
Average account balance$62,463
Benefits paid to participants$70,637
Plan auditUnmodified (clean) audit opinion
AuditorYEO & YEO
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$300
Total administrative$300
The McDonald Pontiac-Gmc-Cadillac- Oldsmobile, Inc. 401(k) match · 2022
Employer contribution per active participant$126
Median for plans this size$1,114

McDonald Pontiac-Gmc-Cadillac- Oldsmobile, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$300 · 0.01%
Similar plansRetail Trade · Michigan
Don Seelye Ford, Inc. MI$3.4M · 0.28%
G-M Companies, Inc. MI$3.3M · 0.16%
Repco-Lite Paints, Inc. MI$3.1M · 0.86%
Holiday Food Center, Inc. MI$3.1M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382318355 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.