Plan Ledger DOL Form 5500 · updated monthly

Marsh Saldana, Inc.401(k)

MARSH SALDANA, INC. SALARY SAVINGS PLAN · GUAYNABO, PR · plan year 2024

Reported admin expense ratio · 2024
0.81%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Marsh Saldana, Inc. reported $133,940 in plan administrative expenses for 2024: 0.81% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,759 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.74% to 0.81%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 81st-largest of 323 plans among PR employers on file, and 3,321st of 4,798 in finance & insurance. In 2024, employees put in $1.76 for every $1.00 the employer contributed; active participation has shrunk from 115 to 72 since 2022.

Plan summary
Net assets, end of year$16,782,821
Participants with balances133
Active participants72
Employer contributions$270,634
Employee contributions$475,098
Employer contribution per active participant$3,759
Average account balance$126,187
Benefits paid to participants$1,948,203
Plan auditUnmodified (clean) audit opinion
AuditorRS ASSOC PSC
Plan history3
Yearassets · accounts · employer contribution
2024$16.8M · 133 accts · $271K emplr
2023$16.3M · 144 accts · $304K emplr
2022$14.0M · 149 accts · $296K emplr
The Marsh Saldana, Inc. 401(k) match · 2024
Employer contribution per active participant$3,759
Median for plans this size$2,416
2024$3,759 per active participant
2023$3,341 per active participant
2022$2,573 per active participant

Marsh Saldana, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$111,829
A & A EMPLOYEE BENEFITS CONSULTING · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$133,940 · 0.81%
2023$122,097 · 0.81%
2022$114,767 · 0.74%
Similar plansFinance & Insurance · PR
Mapfre Praico Corporation PR$70.3M · 0.06%
Triple-S Vida, Inc. PR$39.6M · 0.36%
Island Finance, LLC PR$13.0M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660307769 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.