Plan Ledger DOL Form 5500 · updated monthly

Mac Discount, LLC401(k)

MAC DISCOUNT, LLC 401(K) PLAN · BUTLER, PA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Mac Discount, LLC reported $12,943 in plan administrative expenses for 2024: 0.63% of average plan assets, above the peer median. Employer contributions averaged $474 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (3,234th of 3,651), and 4,476th of 5,215 in retail trade. In 2024, employees put in $1.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,638,718
Participants with balances410
Active participants1,151
Employer contributions$545,340
Employee contributions$624,573
Employer contribution per active participant$474
Average account balance$6,436
Benefits paid to participants$246,265
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Investment management$12,943
Total administrative$12,943
The Mac Discount, LLC 401(k) match · 2024
Employer contribution per active participant$474
Median for plans this size$1,313

Mac Discount, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HUMAN INTEREST ADVISOR LLC · Contract administrator · Investment advisory (plan)$12,944

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$12,943 · 0.63%
Same employer
Similar plansRetail Trade · Pennsylvania
Wilson Brown Motors Inc PA$2.9M · 1.58%
Rothrock Motor Sales PA$2.8M · 0.29%
Spreadshirt, Inc. PA$2.7M · 0.03%
Altagheny,Inc. PA$2.6M · 1.10%
Dibruno Brothers, Inc PA$2.4M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 923501956 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.