Plan Ledger DOL Form 5500 · updated monthly

M & W Distribution Services, Inc.401(k)

M & W DISTRIBUTION SERVICES, INC. TAX-FAVORED SAVINGS TRUST · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

M & W Distribution Services, Inc. reported $10,630 in plan administrative expenses for 2024: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,817 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Georgia (1,356th of 2,160), and the 1,270th of 2,677 in transportation & warehousing. In 2024, employees put in $1.31 for every $1.00 the employer contributed; active participation has grown from 82 to 105 since 2022.

Plan summary
Net assets, end of year$8,295,407
Participants with balances162
Active participants105
Employer contributions$295,793
Employee contributions$386,975
Employer contribution per active participant$2,817
Average account balance$51,206
Benefits paid to participants$69,849
Plan auditUnmodified (clean) audit opinion
AuditorLONG & ASSOCIATES LLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.3M · 162 accts · $296K emplr
2023$6.8M · 140 accts · $256K emplr
2022$6.6M · 122 accts · $240K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,630
Total administrative$10,630
The M & W Distribution Services, Inc. 401(k) match · 2024
Employer contribution per active participant$2,817
Median for plans this size$1,313
2024$2,817 per active participant
2023$2,752 per active participant
2022$2,926 per active participant

M & W Distribution Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FUTUREPLAN BY ASCENSUS · Recordkeeping · Loan processing$6,220
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$4,410

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus, Transamerica
2023Ascensus, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$10,630 · 0.14%
2023$12,057 · 0.18%
2022$15,646 · 0.16%
Similar plansTransportation & Warehousing · Georgia
B-H Transfer Company GA$9.8M · 0.50%
WARE2GO Inc. GA$9.2M · 0.65%
Howard Sheppard, LLC GA$8.7M · 0.56%
Staci Americas LLC GA$8.3M · 0.43%
C. L. Services, Inc. GA$7.4M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581164068 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.