Plan Ledger DOL Form 5500 · updated monthly

M & J Wilkow401(k)

M & J WILKOW, LTD. PROFIT SHARING AND 401(K) PLAN · CHICAGO, IL · plan year 2025

Reported admin expense ratio · 2025
0.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

M & J Wilkow reported $70,051 in plan administrative expenses for 2025: 0.43% of average plan assets, above the peer median. Employer contributions averaged $1,197 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.47% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 1,849th-largest of 3,702 plans among Illinois employers on file, and the 758th of 2,096 in real estate & leasing. In 2025, employees put in $7.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,255,414
Participants with balances137
Active participants108
Employer contributions$129,288
Employee contributions$986,460
Employer contribution per active participant$1,197
Average account balance$125,952
Benefits paid to participants$973,315
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$17.3M · 137 accts · $129K emplr
2024$15.0M · 160 accts · $136K emplr
2023$12.5M · 167 accts · $98K emplr
2022$10.3M · 147 accts · $77K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$30,641
Investment management$39,410
Total administrative$70,051
The M & J Wilkow 401(k) match · 2025
Employer contribution per active participant$1,197
Median for plans this size$2,666
2025$1,197 per active participant
2024$1,305 per active participant
2023$821 per active participant
2022$725 per active participant

M & J Wilkow's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
NEWPORT GROUP, INC. · Loan processing · Recordkeeping$30,641
CERITY PARTNERS · Investment advisory (plan)$39,410

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Newport (Ascensus)
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$70,051 · 0.43%
2024$61,453 · 0.45%
2023$51,982 · 0.46%
2022$52,083 · 0.47%
Similar plansReal Estate & Leasing · Illinois
Pacific Management, Inc. IL$17.9M · 0.49%
Resolute Industrial, LLC IL$17.7M · 0.40%
Article Student Living LLC IL$17.2M · 0.59%
At World Properties, LLC IL$17.1M · 0.07%
Home State Bancorp, Inc. IL$15.9M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363683868 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.