Plan Ledger DOL Form 5500 · updated monthly

Lowe Enterprises, Inc.401(k)

LOWE ENTERPRISES, INC. AND CORALTREE HOSPITALITY GROUP LLC EMPLOYEE 401(K) PLAN · LOS ANGELES, CA · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lowe Enterprises, Inc. reported $133,213 in plan administrative expenses for 2025: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,204 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.12% to 0.06%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 486th-largest of 9,483 plans among California employers on file, and the 47th of 2,096 in real estate & leasing. In 2025, employees put in $2.28 for every $1.00 the employer contributed; active participation has grown from 2,581 to 5,315 since 2022.

Plan summary
Net assets, end of year$245,766,980
Participants with balances3,421
Active participants5,315
Employer contributions$6,396,647
Employee contributions$14,552,917
Employer contribution per active participant$1,204
Average account balance$71,841
Benefits paid to participants$27,138,500
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$245.8M · 3,421 accts · $6.4M emplr
2024$217.8M · 2,827 accts · $4.9M emplr
2023$187.6M · 2,547 accts · $4.0M emplr
2022$161.0M · 2,457 accts · $3.5M emplr
Administrative expenses, itemized · 2025
Audit (IQPA)$25,000
Total administrative$133,213
The Lowe Enterprises, Inc. 401(k) match · 2025
Employer contribution per active participant$1,204
Median for plans this size$4,093
2025$1,204 per active participant
2024$778 per active participant
2023$1,133 per active participant
2022$1,364 per active participant

Lowe Enterprises, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MORGAN STANLEY SMITH BARNEY LLC · Consulting$86,995
LITTLER MENDELSON, PC · Consulting$53,329
HOLTHOUSE CARLIN & VAN TRIGT LLP · Accounting / audit$25,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$133,213 · 0.06%
2024$33,992 · 0.02%
2023$72,086 · 0.04%
2022$203,760 · 0.12%
Same employer
Similar plansReal Estate & Leasing · California
Irvine Management Company CA$584.4M · 0.04%
Westfield, LLC CA$230.2M
Public Storage CA$221.9M · 0.09%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 953738683 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.