Plan Ledger DOL Form 5500 · updated monthly

Lighthouse Central Florida, Inc.401(k)

LIGHTHOUSE CENTRAL FLORIDA, INC. RETIREMENT SAVINGS PLAN · ORLANDO, FL · plan year 2023

Reported admin expense ratio · 2023
3.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Lighthouse Central Florida, Inc. reported $117,363 in plan administrative expenses for 2023: 3.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $878 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.21% to 1.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Florida (2,797th of 3,644), and 8,923rd of 11,911 in health care & social assistance. In 2023, employees put in $2.17 for every $1.00 the employer contributed; active participation has shrunk from 408 to 246 since 2022.

Plan summary
Net assets, end of year$3,487,676
Participants with balances329
Active participants246
Employer contributions$216,082
Employee contributions$469,169
Employer contribution per active participant$878
Average account balance$10,601
Benefits paid to participants$735,689
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 323 accts · $39K emplr
2023$3.5M · 329 accts · $216K emplr
2022$2.9M · 607 accts · $317K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$117,363
Total administrative$117,363
The Lighthouse Central Florida, Inc. 401(k) match · 2023
Employer contribution per active participant$878
Median for plans this size$1,308
2024$161 per active participant
2023$878 per active participant
2022$778 per active participant

Lighthouse Central Florida, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20235
CARPENTER MORSE GROUP · Contract administrator$50,327
LARSON ALLEN LLP · Accounting / audit$18,165
KESTRA ADVISORY SERVICES LLC · Investment advisory (plan)$15,321
EMPOWER ADVISORY GROUP LLC · Investment management$2,072

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,096 · 1.96%
2023$117,363 · 3.68%
2022$29,396 · 1.21%
Similar plansHealth Care & Social Assistance · Florida

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Source: U.S. Department of Labor, Form 5500 series, EIN 592418228 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.