Plan Ledger DOL Form 5500 · updated monthly

Le Jardin Community Center401(k)

LE JARDIN COMMUNITY CENTER 401(K) AND PROFIT SHARING PLAN · HOMESTEAD, FL · plan year 2025

Reported admin expense ratio · 2025
1.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Le Jardin Community Center reported $61,511 in plan administrative expenses for 2025: 1.10% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,538 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.24% to 1.10%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Florida (2,288th of 3,644), and 2,407th of 3,091 in educational services. In 2025, the employer put in $1.71 for every $1.00 employees contributed themselves; active participation has grown from 172 to 244 since 2022.

Plan summary
Net assets, end of year$6,210,971
Participants with balances315
Active participants244
Employer contributions$619,353
Employee contributions$362,727
Employer contribution per active participant$2,538
Average account balance$19,717
Benefits paid to participants$584,851
Plan auditUnmodified (clean) audit opinion
AuditorVERDEJA & ALVAREZ LLP
Plan history4
Yearassets · accounts · employer contribution
2025$6.2M · 315 accts · $619K emplr
2024$5.0M · 296 accts · $552K emplr
2023$3.9M · 248 accts · $366K emplr
2022$3.6M · 208 accts · $389K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$43,546
Investment management$17,965
Total administrative$61,511
The Le Jardin Community Center 401(k) match · 2025
Employer contribution per active participant$2,538
Median for plans this size$1,464
2025$2,538 per active participant
2024$2,227 per active participant
2023$1,736 per active participant
2022$2,264 per active participant

Le Jardin Community Center's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ADP, INC. · Recordkeeping · Loan processing$43,546
JONATHAN MACY · Recordkeeping · Trustee$17,965
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP, JONATHAN MACY
2024ADP, JONATHAN MACY
2023ADP, JONATHAN MACY

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Administrative cost history4
2025$61,511 · 1.10%
2024$50,836 · 1.14%
2023$42,142 · 1.12%
2022$47,093 · 1.24%
Same employer
Similar plansEducational Services · Florida
The Geneva School FL$6.8M · 0.71%
Atp Professionals Inc. FL$6.3M · 0.30%
All Saints Academy FL$5.7M · 0.00%
Edward Waters University FL$5.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592810036 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.