Plan Ledger DOL Form 5500 · updated monthly

Lancaster Ems401(k)

LANCASTER EMS 401(K) RETIREMENT PLAN · LANCASTER, PA · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Lancaster Ems reported $47,324 in plan administrative expenses for 2024: 0.71% of average plan assets, above the peer median. Employer contributions averaged $1,146 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.76% to 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,639th of 3,651), and 6,841st of 11,911 in health care & social assistance. In 2024, employees put in $2.87 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,068,670
Participants with balances200
Active participants175
Employer contributions$200,578
Employee contributions$575,283
Employer contribution per active participant$1,146
Average account balance$35,343
Benefits paid to participants$756,302
Plan auditUnmodified (clean) audit opinion
AuditorROSS BUEHLER FALK & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$7.1M · 200 accts · $201K emplr
2023$6.3M · 190 accts · $177K emplr
2022$4.8M · 179 accts · $178K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,914
Investment management$27,410
Total administrative$47,324
The Lancaster Ems 401(k) match · 2024
Employer contribution per active participant$1,146
Median for plans this size$1,313
2024$1,146 per active participant
2023$1,113 per active participant
2022$1,106 per active participant

Lancaster Ems's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$19,914
SAVANT CAPITAL LLC · Investment advisory (plan)$27,410

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$47,324 · 0.71%
2023$40,745 · 0.74%
2022$38,467 · 0.76%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Community Guidance Center PA$7.1M · 0.41%
Ifc Services, Inc. PA$7.1M · 0.15%
Dollar Energy Fund, Inc. PA$7.1M · 0.03%
G M Leader Corporation PA$6.9M · 1.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232840702 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.