Plan Ledger DOL Form 5500 · updated monthly

Lalor Dental, LLC401(k)

LALOR DENTAL LLC 401K PROFIT SHARING PLAN · JOHNSON CITY, NY · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Lalor Dental, LLC reported $9,863 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,955 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.11%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (3,585th of 5,648), and the 5,643rd of 11,911 in health care & social assistance. In 2024, employees put in $1.75 for every $1.00 the employer contributed; active participation has grown from 148 to 172 since 2022.

Plan summary
Net assets, end of year$10,171,591
Participants with balances236
Active participants172
Employer contributions$508,293
Employee contributions$888,998
Employer contribution per active participant$2,955
Average account balance$43,100
Benefits paid to participants$434,631
Plan auditUnmodified (clean) audit opinion
AuditorEFPR GROUP, CPAS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$10.2M · 236 accts · $508K emplr
2023$7.9M · 202 accts · $479K emplr
2022$5.8M · 175 accts · $384K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,640
Investment management$7,223
Total administrative$9,863
The Lalor Dental, LLC 401(k) match · 2024
Employer contribution per active participant$2,955
Median for plans this size$1,313
2024$2,955 per active participant
2023$2,766 per active participant
2022$2,592 per active participant

Lalor Dental, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping$2,640
NORTHWESTERN MUTUAL · Investment advisory (plan)$7,223

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,863 · 0.11%
2023$5,444 · 0.08%
2022$2,100 · 0.04%
Same employer
Similar plansHealth Care & Social Assistance · New York
P.E.A.C.E., Inc. NY$10.3M · 0.10%
Bellhaven Managemen LLC dba NY$10.2M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352461407 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.